India benefits package builder.
Choose which benefits to offer your India team. See monthly and annual total cost and per-employee expense. Customize your package within budget. No email wall.
Number of employees getting these benefits.
Benefits
Benefits cost breakdown
Total monthly benefits cost
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· per year.
Per-employee annual cost
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Average across 10 employees.
Costs are typical employer-borne amounts. Health insurance is group rate (lower than individual). Meal allowance and home office are taxable income to employee (but company-provided). Learning and wellness are non-taxable if compliant. Adjust headcount or benefits to fit your budget.
How the benefits package is costed.
Group health insurance
₹8,000 per employee per year (group rate). Typical sum insured ₹3-5L. Covers hospitalization, some OPD, preventive care. Age-based rates (assumes age 30 as default). Self + family scope costs more.
Other benefits at a glance
Group life: ₹30 per ₹1L cover per year (extremely low due to pooling). Meals ₹2,500/mo. Learning ₹25,000/yr. Home office ₹2,000/mo (remote/hybrid). Wellness ₹5,000/yr.
Scaling by headcount
Total cost = (per-benefit cost) x (number of employees). Monthly is annual divided by 12. Per-employee cost = total annual divided by headcount. Use this to model cost growth as you hire.
Worked example
On the default 10 person team with the pre-selected benefits, the package costs ₹52,525 per month, ₹6,30,300 per year, or about ₹63,030 per employee annually.
Benefits builder, answered.
Questions on designing an India benefits package and cost.
Which benefits are most competitive?
Group health insurance (employer-paid ₹8,000-12,000 per employee per year), group term life (minimal cost due to pooling), and learning budget (₹25,000 per year shows investment in growth). These three signal competitive employment in India tech.
Is group health insurance mandatory?
No. But it is highly valued. If budget is tight, starting with health + learning is a minimum to attract senior talent. ESIC (if gross ≤21k) covers basic medical; group insurance is the premium option.
Can I mix and match benefits?
Yes. Use this tool to build a package that fits your budget and culture. Example: health + learning + home office (remote teams) costs less than health + life + meal allowance + wellness. Choose what resonates.
How do I price benefits for different bands?
Health insurance cost scales by age (use 30 as default). Meal allowance is fixed per month. Learning budget is per person. Life insurance cost is tiny (group pooling). Enter your total headcount; the tool divides total cost by headcount for per-employee figure.
When is a benefits package the wrong answer?
When you have no budget flexibility (e.g., bootstrap with only salary). Or when benefits are misaligned with your team (e.g., meal allowance for 100% remote workers). In those cases, focus on competitive base salary and one flagship benefit.
Longer reading: Cost of hiring in India · EOR services in India · Related tool: employee cost calculator
Tell us where you are on the decision.
A role you want to hire, a team you want moved, or just the two routes to compare. A named person replies in 4 to 6 hours.
What the first call covers
30 minutesA cost comparison for your headcount, on your numbers, both routes.
- A written cost breakdown
- Entity documents before the call
- PF, ESI, TDS, termination law
- No follow-up sequence
You pick the time, we send a Meet link. Any timezone.